Home Equity Loan

A home equity loan is a type of loan in which the borrower uses the equity in their home as collateral.
Home equity loans are often used to finance major expenses such as home repairs and improvements, medical bills, or college education.

Apply for a Home Equity Loan online or by making an E-appointment to meet with one of our Mortgage Experts.


  • Attractive interest rate
  • Finance major expenses
  • Aruba Bank Online® Access
  • Why choose for a Home Equity Loan
  • Required Documents
  • Service and Assistance
  • Attractive interest rate and term up to 7 years
  • Consolidate other loans
  • Fresh funds for home improvement
  • To pay for your children’s education or yours


How is repayment calculated?

Monthly repayments are calculated based on two values: Repayment on principle and on interest. Your repayments will cover the interest and a small amount of the  principle at the beginning and by the time the loan gets smaller your repayment will cover higher amounts the principle and a small amount of interest.


  • Must be above the official legal age of 21
  • Must have a stable income
  • Must be an Aruban citizen

Bring the following to your appointment:

  • A copy of a valid ID
  • Two salary slip copies if paid monthly or four if paid bi-weekly 
  • A reference letter from your employer
  • You work permit (Non-Dutch Citizens)
  • Proof of residency (Censo letter or the latest WEB, Elmar or Setar bill in your name)

* Please note that specific documents and conditions are applicable to open a non-resident account. Call our Contact Center at 527 7777 for more information.

We offer service and assistance tailored to your needs. 

You can access your accounts and make transfers any time using Aruba Bank Online® or Aruba Bank App® 
Our service representatives are available to answer your questions.

During business hours:

Aruba Bank Contact Center: (+297) 527-7777

Customer Service 24/7:

Useful Tips

Get our Aruba Bank App® and check your balance or make transfers on-the-go. 
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Do you have questions?

Call our Contact Center during office hours and extended hours at (+297)527 7777.

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