Owning a home
Buying or building your home
Owning your home is a big milestone!
Whether building or buying a first home or even looking to invest in a new home, we have a range of mortgage products for your needs.
Choosing the right mortgage
A mortgage loan makes it possible for you to buy a piece of land, a house, or to secure funds for the construction of your house.
There are 3 types of mortgages loans available:
- Annuity mortgage
- Life mortgage
Steps to getting started
1.
Pre Qualification
Find out how much of a mortgage you can afford while still meeting your financial obligations and goals.
Calculate how much you can afford.
2.
Get Approval
Provide necessary information including proof of income, assets, and debt info.
Get an appraisal of the value of the house you want to buy. You will not get a loan that is more than the house is worth.
3.
Closing
Sign all final loan documentation.
Transfer funds for your down payment.
Congratulations you are now a homeowner!
Calculate how much you can afford
Determine how much you can afford to borrow and how much the monthly payments may be on your mortgage.
Home Insurances
Enjoy the peace of mind that comes with having your belonging adequately insured.