Personal Loan

A Personal Loan can facilitate a large purchase, renovate your home, pay for a vacation and much more. Realize your personal dream with a Personal Loan.

Apply online for a Personal Loan or make an appointment. 


  • Consolidate your debts 
  • Go on your dream vacation!
  • Aruba Bank App® Access
  • Reason to get a personal loan
  • Required Documents
  • Service and Assistance

Consolidate debts

Consolidating your debts with a personal loan will help you reduce the monthly payments. Consolidate several different payments into just one, payable once a month.  


To refinance a mortgage or any previous loan, a good credit history, steady employment and a solid track record are necessary. Personal Loan applications are approved based on different criteria that determine creditworthiness. Once you sign the Personal Loan Agreement with us, you are pledging to repay the loan and the agreed upon interest.

Online Access

View up-to-the-minute transactions, receive e-mail alerts and access your personal loan with Aruba Bank’s free Aruba Bank Online® and Aruba Bank App®


  • Must be above the official legal age of 21
  • Must have a stable income
  • Must be an Aruban citizen

Required document

  • A copy of a valid ID
  • Two salary slip copies if paid monthly or four if paid bi-weekly 
  • A reference letter from your employer
  • You work permit (Non-Dutch Citizens)
  • Proof of residency (Censo letter or the latest WEB, Elmar or Setar bill in your name)

* Please note that specific documents and conditions are applicable to open a non-resident account. Call our Contact Center at 527 7777 for more information.

We offer service and assistance tailored to your needs. 

You can access your accounts and make transfers any time using Aruba Bank Online or our Aruba Bank App. Our service representatives are available to answer your questions.

During business hours:
Aruba Bank Contact Center: (+297) 527-7777

Customer Service 24/7:

Useful Tips

Sign up for Aruba Bank Online® and get updates on your account balance from the comfort of your home or while on-the-go.

Do you have questions?

Call our Contact Center during office hours and extended hours at (297)527 7777.


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