Platinum Mortgages

 A mortgage is a lifetime decision, and as a Platinum Banking member, you demand the very best. With a Platinum Mortgage, you’re sure to get.


  • Build your dream home
  • Interest is tax deductible
  • Aruba Bank Online® Access
  • Why choose for a Platinum Mortgage
  • Required documents for locals
  • Service and assistance

Tailor made to suit your financial situation

Depending on the three forms of mortgage, we will tailor the payments that suite your financial situation best. We have a variety of mortgage products to offer our Platinum Clients

Platinum Annuity Mortgage

This product is attractive for customers who wish to benefit of a high tax deductible amount in the early stage of the mortgage loan.

  • Repayment of loan consists of interest and principal
  • Amount of interest is high at the start of the loan, while loan is being repaid, the interest amount will decrease.
  • Interest is tax deductible

Platinum Life Mortgage

This product is attractive for the customers who wish to enjoy full tax deduction advantage over the full cycle of the loan.

  • Repayment of the loan will consist of interest only, allowing for full advantage of the tax benefit
  • An endowment plan for the loan amount should be taken out to cover the principal loan amount at maturity
  • The life insurance premium of the endowment plan is tax deductible too, maximizing tax benefits

Linear Mortgage

This product is attractive for customers who wish to repay the loan as soon as possible and tax advantage is not their main priority.

  • This Repayment of loan consists of a fixed principal based on the term of the mortgage, and interest paid separately each month
  • Interest is tax deductible

Bring these documents to your appointment:

  • Proof of source of income for the last two months (pay slips)
  • Identification document (Passport, Aruba ID, or Drivers License)
  • Appraisal Report from a recognized appraiser in Aruba (not older than 6 months since the date of creation) of the property that is being mortgaged
  • An employer’s letter or if self employed a company registration of the Chamber of Commerce
  • Employers’ letter should state the following: Your job title, yearly or monthly salary, date started job
  • A utility bill in which we can verify your residential address, or a registration of the Census Dept
  • Copy of the purchase agreement (if buying a property)
Surround yourself with the luxurious convenience of jet set-style banking. Aruba Bank’s Platinum Banking is an exclusive experience that will surpass all your expectations. It’s a unique package of flexible high-end products and lavish VIP treatment. This includes your own designated skilled personal account manager, who will be at your disposal to help you with all your banking needs in the comfortable surroundings of a private office, and even at your own office. Prepare to be pampered!

Useful Tips

Get our Aruba Bank App® and check your balance or make transfers on-the-go. 
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Do you have questions?

Call our Contact Center during office hours and extended hours at (+297)527 7777.

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