Overdraft Faciliy

A credit arrangement for your salary account, allowing you to have an extra breathing room when funds become temporarily limited. An overdraft facility can also protect you from overdrawing your account when you use your debit card.

Apply for an Overdraft Facility at our Customer Service Kiosk available at our Camacuri, San Nicolas, Mainstreet Express Branch, and HATO branch, or make an appointment.


  • Financial breathing space
  • Protects you from overdrawing
  • No penalty charges
  • Why choose for an Overdraft Facility
  • Required Documents
  • Service and Assistance
  • Cash for covering unexpected expenses
  • Flexibility of additional resources in months where funds are limited
  • No need to pay back the balance in full immediately
  • No penalty charges when you pay the outstanding balance in full
  • Flexibility, as funds are available when you need them
  • It costs you money, only if you use it

Overdraft facility is available to Aruba Bank personal account-holders

Bring the following to your appointment:

  • A valid ID
  • Two salary slip copies if paid monthly or four if paid bi-weekly 

* Please note that specific documents and conditions are applicable to open a non-resident account. Call our Contact Center at 527 7777 for more information.

We offer service and assistance tailored to your needs. 

You can access your accounts and make transfers any time using Aruba Bank Online® or Aruba Bank App® 
Our service representatives are available to answer your questions.

During business hours:

Aruba Bank Contact Center: (+297) 527-7777

Customer Service 24/7:

Useful Tips

Get our Aruba Bank App® and check your balance or make transfers on-the-go. 
Read more

Do you have questions?

Call our Contact Center during office hours and extended hours at (+297)527 7777.

Contact Us

Accepting cookies will make www.arubabank.com more user-friendly and will facilitate the process for you to find what you are looking for. We will make sure to display more relevant information to you.

Do you accept cookies?

More Information

Yes, I accept cookies