The terms of this disclaimer apply to the website of Aruba Bank N.V. (www.arubabank.com). By visiting this website or using any information provided on this website, the user agrees to the terms of this disclaimer. The use of this website, which includes disclosing personal information to Aruba Bank N.V., is at user’s own risk. Although Aruba Bank N.V. attempts to provide accurate and complete information on its website and adheres to strict policies of confidentiality, Aruba Bank N.V. cannot make any warranties or representations with regard to the information provided on its website and cannot guarantee confidentiality of any information transmitted on its website. Aruba Bank N.V. does not accept any responsibility and/or liability for inaccurate or incomplete information, interference with or corruption of information on its website, use for whatever purpose of all or part of the information on its website and/or for any unauthorized access to information on its website, unless such actions result from gross negligence of Aruba Bank N.V.