Fee Schedule

In an effort to promote transparency we are publishing our “Fee Schedule” for the convenience of our customers.
* fee before taxes applied

Note:  FAQ at bottom of page


CURRENT ACCOUNT FEES
Account AWG. Account Foreign currency account
Personal accounts 15.00 per month 15.00 per month  in foreign currency 
 ATM only accounts  2.65 per month  
(*2.50 before taxes)
 2.65 per month in foreign currency  
(*2.50 before taxes)
Corporate accounts 21.20 per month  
(*20.00 before taxes)
21.20 per month in foreign currency  
(*20.00 before taxes)
Platinum current accounts 5.30 per month  
(*5.00 before taxes)
5.30  per month in foreign currency 
(*5.00 before taxes)
Non-Resident accounts 37.10 per month  
(*35.00 before taxes)
37.10 per month in foreign currency 
(*35.00 before taxes)

DEPOSITS
Account/Service AWG. Account Foreign currency account
Foreign currency account Cash Deposit N/A 1.00% when in foreign currency, min 5.30
Cash deposit done by 3rd party 3.18   
(*3.00 before taxes)
N/A
Cash deposit at teller by Corporate client AWG. 10,000+ 37.10 
(*35.00 before taxes)
N/A
Safety Deposit Box Min. 84.80 max. 355.10 depending on size/per year
(*335.00 before taxes)
Min. 84.80 max. 355.10 depending on size/per year
(*335.00 before taxes)
Night Deposit 37.10 per 100 pieces
(*35.00 before taxes)
37.10 per 100 pieces
(*35.00 before taxes)

INSUFFICIENT FUNDS/OVERDRAFT FEE/LATE PAYMENT
Account/Service AWG. Account Foreign currency account
Retail overdraft annual renewal 3% min. 53.00   (*min. 50.00) 3% min. 53.00  (*min. 50.00)
Corporate overdraft annual renewal 1.06% 
(*1.00% before taxes)
1.06% 
 (*1.00% before taxes)
Retail and Corporate late payment fees on loans Min. AWG. 79.50, max AWG. 159.00 per past due installment
(*75.00 before taxes)

Min. AWG. 79.50, max AWG.159.00 per past due installment 
(*75.00 before taxes)


ATM/DEBIT CARD FEES
Account/Service AWG. Account Foreign currency account
ATM card replacement 26.50 per card 
(*25.00 before taxes)
N/A

E-BANKING
Account/Service AWG. Account Foreign currency account
Withdrawal at other ATM 4.77 per withdrawal
(*4.50 before taxes)
4.77 per withdrawal
(*4.50 before taxes)
Inquiry at other ATM 0.48 per inquiry
(*0.45 before taxes)
0.48 per inquiry
(*0.45 before taxes)
Online Banking Corporate Account 8.83 per month
(*8.33 before taxes)
8.83 per month
(*8.33 before taxes)
*Non-resident (f.e. tourists) card holder debit/credit card usage AWG. 9.54/ US 5.30 per withdrawal at any Aruba Bank ATM
(* 9.00 / 5.00 before taxes)
AWG. 9.54/ US 5.30 per withdrawal at any Aruba Bank ATM
(* 9.00/ 5.00 before taxes)

SWIFT TRANSFERS
Account/Service AWG. Account Foreign currency account
Internal (incoming SWIFT) 10.00+10.68 per transfer *  .25% with min. 5.00, max. 100.00 in foreign currency plus USD 6.00 per transfer (or counter value in foreign currency) * 
External (outgoing SWIFT) .125% with min. AWG. 25.00, max. 500.00+35.00+USD 6.00 or EUR 10.00 * .125% with min. AWG. 25.00, max. 500.00+35.00+USD 6.00 or EUR 10.00 (or counter value in foreign currency) *

LOCAL TRANSFERS
Account/Service AWG. Account Foreign currency account
Internal Transfers - Free
Between accounts of same client/ CIF (within Aruba Bank)
- Free
Between two CIF with the same individual as owner (and/ or, sole proprietary) 
- Free 
Online Banking/ Aruba Bank App/ Smart Deposit Machine 
Local Transfers to other Local Banks - Free
Online Banking/ Aruba Bank App/ Smart Deposit Machine
- 5.30*
(*5.00 before taxes)
 
Utility Bill Payment (at teller) Electricity, water, telephone

- Free 
Online Banking/ Aruba Bank App/ Smart Deposit Machine

- 5.30* per bill 
(*5.00 before taxes)

Standing Order

- Free
Between accounts of same client (within Aruba Bank)
- Free
Between two different clients (within Aruba Bank)
- Min. 0.00, max. 3.18* per order (to other local bank)
(*3.00 before taxes) 
- Free 
Online Banking/ Aruba Bank App/ Smart Deposit Machine 

Non-Sufficient Funds Standing Order 26.50* per Standing Order
(*25.00 before taxes)
 
 Utility Standing Order

- Free
Online Banking/ Aruba Bank App/ Smart Deposit Machine
- AWG 1.59* (SETAR, Elmar, Digicel) 
(*1.50 before taxes)

 
 

MISCELLANEOUS FEES
Account/Service AWG. Account Foreign currency account
Stop payment orders 25.00  25.00 in foreign currency 
Dormant account 15.90 per year
(*15.00 before taxes)
15.90 per year in foreign currency
(*15.00 before taxes)
Printed copies of statements 10.60 per page (max. 100.00)
(*10.00 before taxes)
10.60 per page (max. 100.00)
(*10.00 before taxes)
Foreign bank check 5.30 per check
(*5.00 before taxes)
5.30 per check
(*5.00 before taxes)
Audit confirmation 106.00 per confirmation
(*100.00 before taxes)
106.00 per confirmation
(*100.00 before taxes)
Letter of recommendation 26.50 per letter
(*25.00 before taxes)
26.50 per letter
(*25.00 before taxes)
Voucher search Min. 26.50
(*25.00 before taxes)
Min. 26.50
(*25.00 before taxes)
Foreign exchange sale 5.30 per sale
(*5.00 before taxes)
5.30 per sale
(*5.00 before taxes)

Fees include taxes BBO, BAZV, and BAVP, as per July 1st, 2018.

FREQUENTLY ASKED QUESTIONS 

Q: Are all online (Aruba Bank Online/ABO/Aruba Bank App) transactions going to increase?        
A: No, only local currency transactions where fees are already applicable will increase with 6% BBO/BAZV/BAVP. 

Q: Will the Personal Checking Account fee remain AWG. 15.00?
A: Yes, the Personal Checking Accounts' monthly charge will remain AWG. 15.00.  

Q: Will the ATM only (Salary Account) fee increase from AWG. 2.50 to AWG. 2.65?
A: Yes, the ATM only  (Salary Account) fee will increase from AWG 2.50 to AWG 2.65

Q: Is the Government Tax Exchange Rate going to increase with 6%?       
A: No, the Government Tax Exchange Rate will not increase.

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