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Bo Cas - Take the first step today

A home doesn’t follow just one path. With Aruba Bank, your journey toward building or buying your home begins with clarity, expert guidance, and a superior experience from the very first step, helping turn your plans into reality.

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Take the First Step Toward Your First Home

Are you planning to buy or build your first home? Owning your home starts with believing it’s possible. During the Mortgage Info Session, you’ll be inspired by expert guidance, practical insights, and the steps you can take to turn your dream of building or buying your first home into reality.

Mortgage info session details: Saturday April 18th 2026 at Aruba Bank Camacuri with sessions at 9:30 AM and 1:00 PM in Papiamento

Key elements of mortgages

You will receive valuable input from our Mortgage Advisors, who are ready to kick-start your mortgage journey. They will share practical guidance to help you take the first steps toward homeownership.

Information from the notary

Two notaries will present their best advice during each session. Learn about the key legal steps and considerations involved in buying or constructing your first home. 

Type and Insurance Tricks

Thinking of buying or constructing your first home? Join this session where an Aruba Bank Insurance Broker will guide you through the insurance essentials for your new home.

Mortgage 1-on-1 consultation

Let our Mortgage Advisors guide you. As an attendee of the Mortgage Info Session, you will have the opportunity to book a one-on-one appointment with one of our advisors on the same day.

Register today! 

Guarantee your spot in the Mortgage Info Session by clicking Register and selecting whether you prefer to attend the morning or afternoon session.

Once registered, you will receive a link to book a one-on-one consultation with one of our Mortgage Advisors. A limited number of spots are also available for consultations with one of our Insurance Agents.
 

Couple celebrating inside a living room, representing new home ownership

EXCLUSIVE BENEFITS

Take advantage of special mortgage benefits during the campaign period, designed to support your journey toward homeownership. These exclusive benefits make it easier to take the next step with confidence.

  • Attractive Interest Rates*. Benefit from competitive rates designed to support your homeownership plans.
  • Loan tenor up to 30 years* offering flexible repayment options to help keep your monthly payments manageable.
  • Dedicated mortgage advisors. Our experienced advisors are ready to guide you through every step of your mortgage journey.
  • Chance to WIN AWG 15,000.- or AWG 10,000.- for mortgage deals signed before July 31st, 2026


*Terms and conditions apply. 

Win up to AWG 15.000,- in prizes.

Eligible customers who sign a mortgage agreement within the campaign period will automatically enter into a prize draw for the chance to win one of the following prizes. A total of 2 winners will be selected.

  • 1st Prize: AWG 15,000.-
  • 2nd Prize: AWG 10,000.- 


REFINANCING? GIVE YOUR MORTGAGE A FRESH START

Your home journey doesn’t start only when you buy. It can also start again when you refinance and improve your plan.

Existing customers who refinance can enjoy:

  • Automatic entry to the prize draw when refinancing AWG 50,000 or more, signed between March 16th and July 31st, 2026
Happy couple celebrating in a living room, representing buying a new home
  • REQUIRED DOCUMENTS
  • MORTGAGE COSTS
  • Two salary slip copies if paid monthly or four if paid bi-weekly
  • Identification document (Passport, Aruba ID, or Driver’s License)
  • Appraisal Report from a recognized appraiser in Aruba (not older than 12 months since the date of creation) of the property that is being mortgaged
  • An employer’s letter or if self-employed a company registration of the Chamber of Commerce. (Employers’ letter should state: Your job title, yearly or monthly salary, and date started the job)
  • Your work permit (Non-Dutch Citizens)
  • Proof of Residency (Censo address registration or the latest WEB, Elmar, or Setar bill in your name)
  • Copy of the purchase agreement (if buying a property)
  • Contractor offer for construction
  • Closing Fee
  • Notary costs 
  • Transfer Taxes
  • Insurance Premiums

*Campaign Terms and Conditions: This campaign is open to customers who sign a new mortgage agreement or refinance with fresh funds of at least AWG 50,000 with Aruba Bank during the campaign period. Eligible customers will automatically be entered into a prize draw for a chance to win AWG 15,000 or AWG 10,000.

Tips for a Smarter Home

When you are buying, building, or remodeling your home, you can take note of the following tips to help reduce current and upcoming bills.

Solar Panels

Solar panels installed in a field with a technician inspecting them 
  • Be environmentally conscious
  • Reduce your energy bill 
  • Increase home value

Inverter Appliances 

Modern front-loading washing machine in a home laundry area 
  • Consumes less power
  • No voltage fluctuations
  • Environment-friendly

Isolated Doors

Person opening a window for ventilation in a home 
  • Reduction of energy use
  • Improved air quality
  • Regular small savings

Save Energy

Hand adjusting a digital home thermostat set to 19.5 degrees 
  • Reduction of energy use 
  • Learn exactly which appliances use the most energy and how you can reduce consumption here.

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