Owning a home
Choosing the right mortgage
A mortgage loan makes it possible for you to buy a piece of land, a house, or to secure funds for the construction of your house.
There are 3 types of mortgages loans available:
- Annuity mortgage
- Linear mortgage
- Life mortgage
Steps to getting started
Find out how much of a mortgage you can afford while still meeting your financial obligations and goals.
Provide necessary information including proof of income, assets and debt info.
Get an appraisal of the value of the house you want to buy. You will not get a loan that is more than the house is worth.
Sign all final loan documentation.
Transfer funds for your down payment.
Congratulations you are now a homeowner!