Are you planning to buy, build or refinance your home?

We offer you an opportunity to realize your home with our Mortgage Loan.

Benefits 

  • Tailor-made interest 
  • Up to 30 years loan tenor
  • Discounts at select vendors
  • Buy now pay 6 months later 

  

WIN AWG 25.000

If you sign your Mortgage deal between April and June 2022, you are eligible to participate and win AWG 25.000. 

* Valid for all new mortgage loans and refinancing of existing mortgage loans with a minimum of AWG 50,000.  

Apply now

  • Required Documents 

  • Expenses related to a Mortgage
 
  • Two salary slip copies if paid monthly or four if paid bi-weekly 
  • Identification document (Passport, Aruba ID, or Driver’s License)
  • Appraisal Report from a recognized appraiser in Aruba (not older than 12 months since the date of creation) of the property that is being mortgaged
  • An employer’s letter or if self-employed a company registration of the Chamber of Commerce. (Employers’ letter should state: Your job title, yearly or monthly salary, date started the job)
  • Your work permit (Non-Dutch Citizens)
  • Proof of Residency (Censo address registration or the latest WEB, Elmar, or Setar bill in your name)
  • Copy of the purchase agreement (if buying a property)
  • Contractor offer for construction  
  • Closing Fee
  • Notary costs 
  • Transfer Taxes
  • Insurance Premiums

Tips for a Smarter Home

When you are buying, building, or remodeling your home, you can take note of the following tips to help reduce current and upcoming bills. 

Solar Panels

tip1
  • Be environmentally conscious
  • Reduce your energy bill 
  • Increase home value

Inverter Appliances 

tp2
  • Consumes less power
  • No voltage fluctuations
  • Environment-friendly

Isolated Doors

tip3
  • Reduction of energy use
  • Improved air quality
  • Regular small savings

Save Energy

tip4

Learn exactly which appliances use the most energy and how you can reduce consumption here.


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