The Homeowners ~ 
100 years turning dreams into homes

Make your dream home a reality with Aruba Bank!
For 100 years, we’ve walked alongside thousands of people on their journey to becoming homeowners. Their stories inspire us to keep going. We continue supporting generation after generation as our entire community turns dreams into homes.

And we’re here for those still to come. This year, it’s your turn. Whether you are buying your first home, refinancing, or building something new, we’re here to help you make it happen.

Homeowner campaign benefits: 

  • Buy Now, Pay Later – 6 Months*
  • Dedicated Mortgage Advisors
  • Total Cash Prizes Up To AWG 50,000*
  • Loan Tenor Up To 30 Years*
  • Attractive Interest Rate*

*Campaign terms: Mortgage disbursement must take place during the campaign period, between April 8th and August 31st, 2025.

Meet our Host:

Join our host, Larissa Bermudez, while she interviews our Mortgage Advisors, on her journey to discover all the pieces related to realizing a Mortgage at Aruba Bank.
*Content will be available exclusively upon sign-up
Sign up here

Are you refinancing? You’re eligible too!

Existing customers applying for refinancing enjoy:

  • Buy Now, Pay Later – 3 Months*
  • Automatic entry to the prize draw when refinancing AWG 50,000 or more, signed between April 8th and August 31st, 2025


Winners will be announced the week of September 10th, 2025 

Frequently asked questions

Sat-Opening-Cam

Upon availability within E-appointment, and also available for walk-ins. 

  • Required Documents
  • Expenses related to a Mortgage
 
  • Two salary slip copies if paid monthly or four if paid bi-weekly 
  • Identification document (Passport, Aruba ID, or Driver’s License)
  • Appraisal Report from a recognized appraiser in Aruba (not older than 12 months since the date of creation) of the property that is being mortgaged
  • An employer’s letter or if self-employed a company registration of the Chamber of Commerce. (Employers’ letter should state: Your job title, yearly or monthly salary, and date started the job)
  • Your work permit (Non-Dutch Citizens)
  • Proof of Residency (Censo address registration or the latest WEB, Elmar, or Setar bill in your name)
  • Copy of the purchase agreement (if buying a property)
  • Contractor offer for construction
  • Closing Fee (discount)
  • Notary costs 
  • Transfer Taxes
  • Insurance Premiums

Tips for a Smarter Home

When you are buying, building, or remodeling your home, you can take note of the following tips to help reduce current and upcoming bills.

Solar Panels

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  • Be environmentally conscious
  • Reduce your energy bill 
  • Increase home value

Inverter Appliances 

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  • Consumes less power
  • No voltage fluctuations
  • Environment-friendly

Isolated Doors

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  • Reduction of energy use
  • Improved air quality
  • Regular small savings

Save Energy

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Learn exactly which appliances use the most energy and how you can reduce consumption here.


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